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AI Crypto Agents Are Ushering in a New Era of ‘DeFAI’

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Imagine your investments working around the clock, scanning global markets for the best opportunities — all without you having to lift a finger. Sound futuristic? It’s already a reality.

In traditional finance (TradFi), algorithms handle nearly 70% of U.S. stock trades. Now, artificial intelligence (AI) agents are stepping up. These aren’t just basic bots but innovative systems that learn, adapt and make real-time decisions. VanEck predicts the number of AI agents will skyrocket from 10,000 to over a million by the end of 2025.

What this means for you

AI agents are already at work behind the scenes analyzing market trends, balancing portfolios and even managing liquidity across decentralized exchange platforms like SaucerSwap and Uniswap. They’re blurring the lines between TradFi and decentralized finance (DeFi), with cross-chain transactions expected to jump 20% in 2025.

Can we really trust AI with our money?

Autonomous finance isn’t new, but today’s AI agents operate with increased autonomy and sophistication. So, can we trust these agents to manage billions in digital assets? What safeguards exist when decisions come from algorithms, not humans? Who would be held responsible for market manipulation performed by an agent?

These concerns are valid. As AI agents take on more responsibility, and especially as the convergence between crypto and TradFi accelerates, worries around transparency and market manipulation will grow. For example, some blockchains enable front running trades and sandwich attacks that can exploit blockchain consensus in a process known as Maximal Extractable Value (MEV). These transaction strategies harm fairness and market trust. Operating at machine speed, AI agents could supercharge these risks.

Enter DLT: the trust layer we need

Trust is key, and distributed ledger technology (DLT) offers a solution. DLT provides real-time transparency, immutability and decentralized consensus, ensuring decisions are trackable and auditable. The Identity Management Institute reported companies that integrated blockchain identity systems have already cut fraud by 40% and identity theft by 50%. Applying these guardrails to AI-driven finance can counter manipulation and promote fairness. Moreover, the use of DLTs with fair ordering is growing rapidly, ensuring transactions are sequenced fairly and unpredictably, addressing MEV concerns and promoting trust in decentralized systems.

DeFAI: where finance is headed

A blockchain-powered, trust-centric model could unlock a new paradigm, “DeFAI”, in which autonomous agents can operate freely without sacrificing oversight. Open-source protocols like ElizaOS, which have blockchain plugins, are already enabling secure and compliant AI interactions between agents across DeFi ecosystems.

Bottom line: trust will define the future of AI

As AI agents take on more complex roles, verifiable trust becomes non-negotiable. Verifiable compute solutions are already being built by firms like EQTY Lab, Intel and Nvidia to anchor trust on-chain. DLT ensures transparency, accountability and traceability. This is already in motion; on-chain agents are now operating that offer services ranging from trade execution to predictive analytics. We can trust AI when we have trust in the model input and output.

The question now isn’t if institutions will adopt autonomous finance, but whether frameworks can evolve fast enough. For this revolution to thrive, trust must be embedded into the foundation of the system.

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Sam Altman’s World Crypto Project Launches in US With Eye-Scanning Orbs in 6 Cities

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Sam Altman’s controversial blockchain project, World, is launching in the U.S. – and said it intends to roll out 7,500 eye-scanning “orbs” in cities across the country by the end of the year.

World’s orbs — chrome, bowling ball-shaped devices that scan a person’s eyeballs to confirm their identity — will initially be available to Americans in six “key innovation hubs,” the company said: Atlanta, Austin, Los Angeles, Miami, Nashville and San Francisco. Those who decide to take the plunge and gaze into the orb will gain access to the World app and receive an airdrop of World’s WLD token. By the end of the year, the project aims to have enough orbs spread throughout the U.S. to give 180 million Americans, more than half the population, access to World’s network.

Altman and other executives at World’s parent company Tools for Humanity announced the U.S. expansion at a press conference in San Francisco on Wednesday evening, along with a dizzying slew of new features and partnerships for the project.

The World app will now offer its users access to crypto-backed loans through non-custodial lending protocol Morpho and prediction markets through Kalshi. Later this year, WLD holders will be able to spend their tokens like cash with a new World-linked Visa debit card. The project is even integrating its identity-verification technology into some online dating apps. Starting with Tinder users in Japan, online dating giant Match Group will pilot using World ID to verify the ages of its users.

Altman said that the idea for World predated OpenAI, his generative artificial intelligence (AI) company.

“We needed some sort of way for authenticating humans in the age of [artificial general intelligence],” Altman said during the press conference. “We needed a way that we could know what content was made by humans, [and what was made] by AI. We wanted a way to make sure that humans stayed special and central in a world where the internet was going to have lots of AI-driven content.”

Altman’s initial ideas about how to solve the problem of human verification were “very crazy,” he said – World and its eye-scanning orbs, only a little.

World is the latest crypto project to announce a U.S. expansion. Since President Donald Trump took office in January, the regulatory environment has become much friendlier to crypto projects.

The company announced it would be building a factory in Richardson, Texas – a suburb of Dallas – to help produce the orbs needed for its coming U.S. expansion. After the initial rollout, other major cities including Seattle, Orlando, San Diego and Las Vegas will receive the second wave of orbs.

“They will really be everywhere,” said Alex Blania, Tools for Humanity’s co-founder. “They will be in gas stations, convenience stores, and you will be able to verify within 10 minutes wherever you are.”

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Tether Finalizes Buying 70% of Adecoagro Stake, Securing Tokenization Ambition

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Tether, the issuer behind the nearly $150 billion USDT stablecoin, has finalized the purchase of a 70% stake in the Latin American agricultural firm Adecoagro (AGRO), which has a market cap of nearly a billion dollars.

Tether initially invested $100 million in Adecoagro in September 2024 for a 9.8% stake, then offered to increase it to 51% in February, and finally raised it to control 70% in March.

Read more: Tether’s $100M Investment in LatAm Agriculture Firm May Be a Tokenization Play

This majority stake gives Tether control over one of the region’s most prominent food and bioenergy producers. Adecoagro owns sugar mills, rice farms, dairy operations, and renewable energy assets across Brazil, Argentina, and Uruguay.

Tether said it aims to help scale Adecoagro’s output while aligning the company with its mission of fostering “economic freedom” through decentralized finance and investment in underserved markets.

The move might be part of Tether’s ambition to tokenize real-world assets, as it launched its asset tokenization service Hadron last year. The platform was designed to simplify the process of converting a wide range of real-world assets, including bonds, commodities, stocks, other stablecoins, and loyalty points into digital tokens on blockchain rails.

Read more: Tether Unveils New Platform to Simplify Asset Tokenization for Businesses, Nation-States

«By aligning with in Adecoagro’s proven expertise in agriculture and renewable energy, we are taking another concrete step toward bridging traditional industries with the future of decentralized finance and economic empowerment,” said Paolo Ardoino, CEO of Tether.

Following the deal, Adecoagro’s board was also reshuffled. Five members stepped down and were replaced by executives tied to Tether and its strategic goals. Juan Sartori, a Uruguayan businessman with political and agricultural interests, took over as chairman.

In the past year, Tether has launched ventures in bitcoin mining, AI, and encrypted communications. AGRO’s shares were up 2.6% on Wednesday.

Read more: Tether’s $100M Investment in LatAm Agriculture Firm May Be a Tokenization Play

Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards. For more information, see CoinDesk’s full AI Policy.

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Crypto Rebounds From Early Declines Alongside Reversal in U.S. Stocks

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There was a bit of volatility in crypto on Wednesday, but most of the market continued the weeks’ trend of trading in a very tight range.

Shortly after the close of the U.S. stock market, bitcoin (BTC) was changing hands at $94,700, down just 0.4% over the past 24 hours. BTC was lower by nearly 2% at one point alongside a sizable early decline in stocks.

Hit harder during the early decline, altcoins also rebounded, but underperformed bitcoin The CoinDesk 20 slumped 2% in the last 24 hours, with litecoin (LTC), ripple (XRP), avalanche (AVAX) and chainlink (LINK) all dropping roughly 4%.

Crypto equities were modestly lower, but bitcoin miner Hut 8 (HUT) was a notable underperformer, falling 5.7%.

The major U.S. stock averages tumbled 2% or more early in the session following less than stellar economic news. They retook ground throughout the day though, with the S&P 500 closing slightly in the green and the Nasdaq dipping just 0.1%.

The continuing string of lame economic data, however, has not seemed to deter U.S. President Trump from his tariff policies.

“Somebody said all the shelves are going to be open,” Trump said early Wednesday. “Well, maybe the children will have two dolls instead of 30 dolls, and maybe the two dolls will cost a couple of bucks more than they would normally. … They have ships that are loaded up with stuff, much of which we don’t need.”

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